Features Premium Plans FAQ Legal
Credit Union Mortgage Rate Tracker

CUB: Track Daily Mortgage Rate

Track published mortgage rates from credit unions and banks in one focused app. Compare current rates, inspect lender details, watch one-year history, and get alerts when rates drop.

Download on the App Store Get it on Google Play
50+ lenders tracked Published rates 7-day Premium trial No account or credit card No ads
1 yearPremium historical rate charts for lender trends.
AlertsWatch a lender and get notified when rates fall.
CUB
Premium
Best 30-year fixed snapshot
6.375%
Down 0.125 this week
1M3M1Y
6.50% - May 26
PenFed Credit UnionAvailable in selected states
6.375%
Navy Federal Credit UnionMembership requirements included
6.500%
Alliant Credit UnionSaved to favorites
6.625%
Why CUB

Mortgage rate shopping without the scattered tabs.

CUB: Track Daily Mortgage Rate is built for borrowers who want to compare lenders quickly, especially credit unions where the best rate may be hidden behind membership details or state availability.

01

Published lender rates

Follow actual published mortgage rates from credit unions and banks, including 30-year fixed and ARM products where available.

02

Membership context

Open lender profiles with membership requirements and links so you can judge whether a credit union is realistic for you.

03

Daily rate workflow

Refresh rates, compare changes, save favorites, and use alerts to avoid missing a lender when it moves into your target range.

Rate history

See the rate trend, not just today's number.

Premium charts can show one month, three months, or one year of lender rate history, with moving tooltips for day-by-day inspection.

30-year fixedARMBest lender trend
Calculator

Turn rates into payment decisions.

Loan amount$480,000
Rate6.375%
Monthly principal and interest$2,995
Premium extra payment scenarios$250/mo

The free tier includes the mortgage calculator. Premium adds extra payment scenarios so you can test payoff options while comparing lenders.

Credit unions vs big banks

Member-first lenders can change the monthly math.

Credit unions are member-owned, so they often return value through competitive loan pricing, lower fees, and relationship-driven eligibility paths instead of optimizing only for outside shareholders. CUB helps surface those lenders next to banks so the difference is easier to inspect.

Profits can flow back to membersMany credit unions use earnings to improve rates, fees, and member services.
Membership may be broader than expectedEmployer, military, regional, local, and donation-based paths can make some credit unions accessible.
Small rate differences compoundA fraction of a percent can become meaningful over years of mortgage payments.
Hypothetical savings example
Big bank 30-year fixed6.750%
Credit union 30-year fixed6.375%
Estimated monthly savings on $480k$119
Estimated 5-year savings$7,120

Example assumes a $480,000, 30-year fixed mortgage comparing 6.750% vs 6.375% principal-and-interest payments only. It excludes taxes, insurance, points, credits, fees, membership costs, and refinancing decisions. Actual savings vary by borrower and lender.

Premium

Unlock the full mortgage rate workflow.

The free tier gives you the best current rate snapshot, the calculator, and an ad-free feel for the app. Premium opens the lender research tools that make CUB useful for serious rate shopping. New users can try Premium for 7 days with no account or credit card required.

All lender ratesView the complete lender list instead of the limited best-rate preview.
One-year historical chartsInspect up to one year of daily rate history with one month, three month, and one year views.
Advanced filtersFilter by bank, credit union, military, employer, regional, local, donation-based, and favorites.
State selectionMove beyond the All view and narrow lender results by state availability.
Favorite lendersSave lenders you want to revisit and quickly filter the table to your shortlist.
Rate drop alertsSet target alerts from lender details and get notified when a watched rate falls.
Full bank profilesOpen lender details, rate charts, URLs, and membership requirements in one place.
Extra payment scenariosModel extra monthly, yearly, or one-time payments inside the mortgage calculator.
No ads or trackersThe app stays focused on rates. No sponsored placements, ads, or third-party tracking distractions.
Free vs Premium

Start simple, upgrade when you are actively shopping.

CUB keeps the free experience intentionally minimal. Premium is for users who need the full lender table, saved workflow, and monitoring tools.

Feature
Free
Premium
Best rate snapshot
Included
Included
Mortgage calculator
Included
Included with extra scenarios
Complete lender rate list
Limited
Included
Rate history charts
Locked
One-year history
Advanced filters and state selection
Locked
Included
Favorites and rate drop alerts
Locked
Included
Ads
None
None
FAQ

Clear answers for mortgage rate shoppers.

Short answers help users, search engines, and AI assistants understand exactly what the app does and who it is for.

What is CUB: Track Daily Mortgage Rate?

CUB: Track Daily Mortgage Rate is an iOS and Android app for comparing published mortgage rates from credit unions and banks, viewing rate history, filtering lenders, saving favorites, setting alerts, and using mortgage calculator tools.

Does CUB require an account?

No. Users can open the app and start using the mortgage rate tools without creating an account.

Is a credit card required for the 7-day Premium trial?

No. The Premium trial gives new users 7 days of Premium access without requiring an account or credit card.

Can I compare credit union mortgage rates by state?

Yes. Premium includes state selection and advanced filters so users can narrow lender results by state availability, lender type, membership path, and favorites.

Does the app show mortgage rate history?

Yes. Premium includes one-year historical charts with shorter views for recent movement, helping users see whether a lender is moving up, down, or sideways.

Is CUB a lender or mortgage broker?

No. CUB is not a lender or mortgage broker. It is an informational app that helps users compare publicly available mortgage rate information and then confirm details directly with lenders.

Guides

More ways to understand CUB.

These focused pages answer specific search questions about credit union mortgage rates, alerts, state filters, calculator tools, and how CUB compares with checking lender websites one by one.

Credit union mortgage rate trackerWho the app is for and why published credit union rates can be hard to compare manually.Read guide → Mortgage rate alert appHow target alerts help users watch lender movement without checking every day.Read guide → Compare by stateHow state filters and membership context help narrow realistic lenders.Read guide → Mortgage calculator with extra paymentsHow rate comparisons become payment and payoff scenarios.Read guide → CUB vs lender websitesAn honest comparison of using one app versus checking many lender pages manually.Read guide →

Rates shown in CUB are for informational purposes only and are sourced from publicly available information. Actual rates may vary based on credit score, loan amount, down payment, geography, and lender criteria. Always confirm rates and eligibility directly with the lender before making financial decisions.

Ready to compare mortgage rates?

Download CUB: Track Daily Mortgage Rate for iOS or Android and keep a cleaner watchlist for the credit unions and banks that matter to your search.

Download on the App Store Get it on Google Play