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Published lender rates
Follow actual published mortgage rates from credit unions and banks, including 30-year fixed and ARM products where available.
Track published mortgage rates from credit unions and banks in one focused app. Compare current rates, inspect lender details, watch one-year history, and get alerts when rates drop.
CUB Rates is built for borrowers who want to compare lenders quickly, especially credit unions where the best rate may be hidden behind membership details or state availability.
Follow actual published mortgage rates from credit unions and banks, including 30-year fixed and ARM products where available.
Open lender profiles with membership requirements and links so you can judge whether a credit union is realistic for you.
Refresh rates, compare changes, save favorites, and use alerts to avoid missing a lender when it moves into your target range.
Premium charts can show one month, three months, or one year of lender rate history, with moving tooltips for day-by-day inspection.
The free tier includes the mortgage calculator. Premium adds extra payment scenarios so you can test payoff options while comparing lenders.
Credit unions are member-owned, so they often return value through competitive loan pricing, lower fees, and relationship-driven eligibility paths instead of optimizing only for outside shareholders. CUB Rates helps surface those lenders next to banks so the difference is easier to inspect.
Example assumes a $480,000, 30-year fixed mortgage comparing 6.750% vs 6.375% principal-and-interest payments only. It excludes taxes, insurance, points, credits, fees, membership costs, and refinancing decisions. Actual savings vary by borrower and lender.
CUB Rates keeps the free experience intentionally minimal. Premium is for users who need the full lender table, saved workflow, and monitoring tools.
Rates shown in CUB Rates are for informational purposes only and are sourced from publicly available information. Actual rates may vary based on credit score, loan amount, down payment, geography, and lender criteria. Always confirm rates and eligibility directly with the lender before making financial decisions.
Download CUB Rates for iOS or Android and keep a cleaner watchlist for the credit unions and banks that matter to your search.